Long-term protection you can rely on
Consider cover designed to last your lifetime, helping you plan ahead with confidence.
What is whole of life cover?
Whole of life cover is a policy designed to provide life insurance protection for the rest of your life, rather than for a fixed term, as long as premiums are maintained. It can be used for a variety of purposes, such as leaving a legacy or helping with future financial obligations, although costs and features vary between providers.
My role is to set out the key information so you can see how whole of life cover works in practice. This supports you in making a decision that reflects your circumstances and future plans.
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Frequently asked questions
It guarantees a payout whenever you die, as long as premiums are maintained.
Usually, because it provides lifelong cover rather than a fixed term.
It’s popular for estate planning, inheritance tax planning, or leaving a guaranteed gift.
Some remain fixed, while others can increase — I’ll help you choose the right option.
You can, but you won’t receive back what you’ve paid in.