Looking after your home and everything in it
Understand your options for protecting your property and belongings, with cover suited to your way of life.
What is home insurance?
Home insurance is designed to help protect your property and belongings against certain risks, such as damage, theft, or unforeseen events. Policies can include buildings insurance, contents insurance, or a combination of both, with cover levels and conditions varying between providers.
My role is to set out the key information so you can understand how different types of home insurance work. This supports you in making a decision that reflects your circumstances and future plans.
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Frequently asked questions
Depending on your policy, it covers your building, your belongings, or both.
If you own your home, buildings insurance is usually required. Contents is optional but strongly recommended.
Sometimes — it depends on whether accidental damage is included or added as an extra.
Yes, most contents policies cover theft inside the home, with options for personal items away from home.
A yearly review is ideal to ensure your cover stays accurate and competitive.